Virtually Staged. PRICE IMPROVEMENT! Now offered at $1,399,000—an exceptional opportunity to own a brand-new custom luxury home in the heart of Safety Harbor. Built by Cogdill Builders of Florida, this beautifully crafted Modern Coastal residence combines timeless design, quality craftsmanship, and an unbeatable location just one mile from vibrant Downtown Safety Harbor and Philippe Park. Situated on a quarter-acre homesite in Flood Zone X with NO HOA, this move-in-ready home offers 4 bedrooms, 3 full bathrooms, an oversized 3-car garage, and 2,634 square feet of thoughtfully designed living space.
Every detail reflects quality, from the soaring 10-foot ceilings, impact-rated windows, premium porcelain tile flooring, designer lighting, and open-concept floor plan to the exceptional finishes found throughout. The gourmet kitchen is designed for both everyday living and entertaining, featuring custom wood cabinetry, a large Cambria quartz island, a full-height Cambria quartz backsplash, stainless steel appliances, a walk-in pantry, and a spacious laundry room.
The primary suite features two oversized custom walk-in closets, dual vanities, and a spacious walk-in shower. The split-bedroom floor plan provides privacy for family and guests, while the fourth bedroom offers flexibility as a home office, fitness room, or guest suite.
Step outside to the impressive 49-foot covered lanai overlooking a professionally landscaped backyard with irrigation, privacy fencing, and ample space for a custom pool. Pool renderings are available upon request.
Enjoy everything that makes Safety Harbor one of Tampa Bay’s most desirable communities, including charming Main Street, waterfront parks, Philippe Park, the marina, award-winning restaurants, boutique shopping, breweries, the Safety Harbor Resort & Spa, weekly farmers markets, concerts, and year-round festivals. Clearwater Beach, Honeymoon Island, Tampa International Airport, Downtown Tampa, and St. Petersburg are all just a short drive away.
Built with durable concrete block construction, energy-efficient features, premium materials, and meticulous attention to detail, this home delivers the quality and craftsmanship today’s buyers expect from a true custom home. Luxury, location, and lasting value come together in one exceptional property. Schedule your private showing today.
Listing updated: July 13, 2026 at 08:11pm
Listed by Realtor: Emiliya Cogdill
Listed by office: BUSINESS & REALTY CONSULTING OF FLORIDA
Directions: From Main Street in downtown Safety Harbor, head north on Philippe Parkway. Turn right onto Irwin Street E. Continue straight; 108 Irwin St E will be on the right side of the street.
Flooring: Porcelain Tile,Tile
FoundationDetails: Slab
Furnished: Unfurnished
GarageSpaces: 3
Heating: Central,Electric
InternetAddressDisplayYN: 1
InternetAutomatedValuationDisplayYN: 1
InternetConsumerCommentYN: 1
InternetEntireListingDisplayYN: 1
LaundryFeatures: Electric Dryer Hookup,Inside,Laundry Room,Washer Hookup
Levels: One
ListAOR: Suncoast Tampa
ListAgentAOR: Suncoast Tampa
ListAgentEmail: ebizsell@gmail.com
ListAgentFullName: Emiliya Cogdill
ListAgentKey: e4cbc51ee59acd7c8fc287493e1e3f47
ListAgentMlsId: 261561741
ListAgentPreferredPhone: 813-777-4527
ListOfficeKey: 6263e85a0bf043c697917c651c1d8133
ListOfficeMlsId: 261561740
ListOfficeName: BUSINESS & REALTY CONSULTING OF FLORIDA
ListOfficePhone: 813-777-4527
ListingContractDate: 2026-03-28
ListingId: TB8491819
LivingAreaSource: Builder
LivingAreaUnits: Square Feet
LotSizeArea: 10820
LotSizeDimensions: 97 x 113
LotSizeSquareFeet: 10820
LotSizeUnits: Square Feet
MLSAreaMajor: 34695 - Safety Harbor
MlsStatus: Active
Last Modified: July 13, 2026 at 08:11pm
OnMarketDate: 2026-03-30
OriginalEntryTimestamp: March 30, 2026 at 06:39pm
OriginalListPrice: 1599000
OriginatingSystemKey: stellar
OriginatingSystemName: Stellar MLS
Ownership: Fee Simple
ParcelNumber: 342816950940030090
PhotosChangeTimestamp: June 5, 2026 at 03:14am
PhotosCount: 81
PostalCodePlus4: 2767
PriceChangeTimestamp: July 13, 2026 at 02:56pm
PropertyCondition: Completed
RoadSurfaceType: Concrete
Roof: Shingle
Sewer: Public Sewer
SourceSystemKey: 786116115
SpecialListingConditions: None
StateOrProvince: FL
StatusChangeTimestamp: March 30, 2026 at 06:39pm
StreetDirSuffix: E
StreetName: IRWIN
StreetNumber: 108
StreetNumberNumeric: 108
StreetSuffix: STREET
TaxAnnualAmount: 5753.88
TaxBlock: C
TaxBookNumber: 9-140
TaxLegalDescription: WATER VIEW HEIGHTS BLK C, LOTS 9 AND 10